Job Overview: This role focuses on providing trade finance solutions to corporate importers and exporters to alleviate working capital challenges through competitive financing options. The primary responsibility is to manage a portfolio of large, complex accounts by conducting thorough credit due diligence, underwriting, monitoring, and recovery activities. As a senior team member, you will ensure portfolio health, prevent credit losses, and provide expert guidance to credit analysts.

Core Responsibilities:

• Perform comprehensive credit due diligence on borrowers, including management assessments and financial analysis.
• Underwrite and approve credit applications while adhering strictly to established policies and processes.
• Monitor a portfolio of high-value accounts to identify and mitigate risks before they result in losses.
• Lead recovery efforts for distressed accounts within the assigned portfolio.
• Provide leadership and technical guidance to junior credit analysts.
• Serve as a key departmental resource for mitigating organizational credit risk.
• Manage communications and working relationships with customers, regulators, and auditors.

Technical Skills:

• Expertise in structured lending and credit risk management for large corporate entities.
• dvanced knowledge of trade finance products and market intelligence.
• Proficiency in assessing cross-border transactions and their associated risk implications.
• Strong ability to develop and implement risk mitigation strategies.
• dvanced financial modeling and organization skills.
• Functional Skills:
• Extensive experience in credit due diligence and underwriting for complex financial products.
• Proven track record in managing active caseloads and prioritizing high volumes of work.
• Deep understanding of regulatory frameworks and audit requirements.
• Skill in managing the end-to-end lifecycle of corporate credit accounts.

Behavioral Skills:

• Excellent verbal and written communication skills in English.
• Self-driven and results-oriented with a focus on high-quality outcomes.
• Strong analytical thinking and proactive problem-solving abilities.
• High level of adaptability, pragmatism, and professional agility.
• bility to perform effectively under pressure in a fast-paced environment.
• Keen attention to detail and sound professional judgment.

Qualifications and Experience:

• Bachelor's or Post Graduate degree from a reputable university.
• Minimum of 12 years of credit risk experience in structured lending.
• Prior experience in a bank, Fintech, or Non-Banking Financial Company (NBFC).